FelipeGarcía
I build payments for LatAm — where infrastructure, trust and dignity all move together. Civil engineer by training, founder by obsession.
What I'm up to.
- Building
Conomy — payments infrastructure for LatAm. Cards, wallets and cross-border rails, from Chile outward.
- Obsessed with
How a 2-second payment latency or a 0.5% fee changes real behavior across an entire economy.
- Teaching
Lecturing the 2026 cohort at UAI's MID — Product & Service Design.
- Reading
“Fermat's Last Theorem” — Simon Singh.
- Living
Long days on the laptop. The dogs are the ones that make me stop.
What Iactually do.
- 01Capability
Payments Infrastructure
Card acquiring, wallets, and cross-border rails. Orchestration between issuers, processors, and regional networks across LatAm.
- 02Capability
Compliance & Risk
KYC/KYB, AML, PCI, card-scheme rules, and the messy reality of navigating Chilean and regional regulators.
- 03Capability
Product Strategy
Vision, roadmap, prioritization, and discovery for consumer and B2B financial products.
- 04Capability
Founder & Operator
Capital raising, hiring, culture, go-to-market, and the quieter art of not burning out the team.
- 05Capability
Technical PM
Checkout, carts, and high-transaction platforms. Product ownership across distributed engineering squads.
- 06Capability
AI & Data
Applied analytics and AI in fraud, risk scoring, personalization, and customer intimacy with money.
I'vespentadecadebuildingproduct—fromcivilengineeringsoftwaretocheckoutinfrastructureforglobalretail,andnowtopaymentsrailsforLatAm.
Inpayments,latencyistax,frictionisfriction,andeverycentoffeeisacentofdignitythatdisappearsfromsomeone'sday.That'swhyIcareaboutrigor:becausethesmallstuffcompounds.
Thebestproductsinthisspaceliveinthefrictionbetweendisciplines—rigorousengineering,honestdesign,andarealunderstandingofthepersonontheothersideofthetransaction.
Where I amright now.
Conomy
Payments fintech for LatAm. Building the rails for how money moves — cards, wallets, cross-border. Backed by Chile Ventures, Rhombuz VC, Plug and Play, and angels from PayPal and Dropbox.
MID — Innovation & Design Master's, UAI
I lecture Product & Service Design in the graduate program at UAI's School of Design.
Start-Up Chile
Working with founder cohorts on product, go-to-market, and technical direction since 2022.
In LatAm, payments are how trust travels. Every latency, every fee, every friction — that's trust being taxed.
Debating this with my MID students
Where I'vebeen.
- [01 / 05]2021 — now
Co-founder & CTO
Conomy · Santiago
Payments fintech for LatAm — cards, wallets, and cross-border rails. Raised US$350K at a US$3M valuation with international investors from Chile Ventures, Rhombuz VC, and Plug and Play.
PaymentsLatAmAcquiring - [02 / 05]2020 — 2021
Technical Product Owner
Inditex · Between Technology · A Coruña, Spain
Checkout & Cart for Inditex's global eCommerce network (Zara, Pull&Bear, Bershka). Payments orchestration, high-transaction environment, and product leadership across distributed squads.
CheckoutPaymentsEurope - [03 / 05]2018 — 2020
Product Owner
Ripley Chile — Ripley Labs · Santiago
Digital product for one of LatAm's largest retailers. Omnichannel transformation connecting credit card issuing, retail, and banking.
RetailCreditOmnichannel - [04 / 05]2017 — 2018
Managing Partner
Coddde · Chile · USA · Germany
Big data and advanced analytics for clients across three continents. Led the company's expansion to Germany from Berlin.
Big DataAnalyticsInternational - [05 / 05]2015 — 2017
CTO
ISOS Engineers · Santiago
Specialized software for civil engineering. My first technical company: architecture, team, and product.
SoftwareEngineeringB2B
A small crowd of builders I've been lucky to work with.
- 01ConomyFounder · CTO
- 02Inditex · ZaraTechnical PO
- 03Ripley LabsProduct Owner
- 04MastercardPartner via Conomy
- 05Chile VenturesInvestor
- 06Plug and PlayInvestor · SV
- 07Rhombuz VCInvestor · USA
- 08UAI · MIDProfessor
- 09Start-Up ChileMentor
- 10City AIAmbassador
- 11CodddeManaging Partner
- 12ISOS EngineersCTO
- 13CIGIDEN · UDDResearch
Teaching &sharing.
- Product & Service Design2024 — now
MID — Innovation & Design Master's, UAI
Graduate course I teach at UAI's School of Design.
- Mentor2022 — now
Start-Up Chile
Mentoring founder cohorts on product, fundraising, and technical direction.
- Ambassador2019 — 2024
City AI
Global network of AI communities. Hosted meetups and workshops across Chile and Europe.
A few talks.
- 2024
AI & intimacy with money — payments in LatAm
UAI — Innovation & Design Master's
- 2023
How payments actually move in LatAm
11:FS Financial Wellbeing Awards
- 2022
Demo Day — Silicon Valley
Plug and Play, San Francisco
- 2019
Community & AI — Santiago Chapter
City AI · meetups & workshops
Let'stalk.
Not taking on client work — I'm heads down on Conomy. But my inbox is open for good conversations: fintech, education, AI, and anything in between.